COVERAGE FOR YOUR NEEDS
LIFE FINAL EXPENSE MORTAGE INSURANCE PLAN
Term Life Insurance
Temporary life insurance that provides coverage for a specific period of time, typically between 10 and 30 years. It is designed to provide financial protection for your loved ones in the event of your unexpected death during the term of the policy. Term life insurance can be a cost-effective way to obtain life insurance coverage, and can provide peace of mind knowing that your loved ones will be financially protected if something happens to you
Universal life insurance
Universal life insurance offers flexibility in premium payments and death benefits, allowing policyholders to adjust coverage levels and access cash value accumulation over time. It serves as a long-term financial tool providing both insurance protection and potential investment growth.
Whole Life Insurance
Permanent life insurance that helps protect your loved ones in the future and your finances now, provided the premiums are paid as outlined in your policy. It also offers two primary benefits: a guaranteed death benefit paid to your beneficiaries when you pass away, and a cash value that can be withdrawn or borrowed from during your lifetime.
Final Expense Insurance
Funeral And Burial
The average cost associated with funerals and burials is between $7,000-$10,000. This policy can help ease the financial burden that your family may experience with your funeral and burial cost.
Medical and Other Debt
Some medical and legal debt do not disappear when you pass away. This policy can also assist with costs associated with these debts.
Mortgage Protection
Mortage Insurance Plan
Insurance to protect your home in the event you become terminally ill or your untimely death. Another benefit includes return of premium as outlined in your policy in event you pay your mortgage off early.
Annuities
Annuities Plan
Investing is another way to protect your family from a financial disaster. Annuities are a tax-free way to save and grow your money
A fixed annuity can provide a reliable source of income during retirement by guaranteeing a fixed interest rate. Unlike some other investment options, fixed annuities offer a predictable stream of payments, which can help retirees budget effectively. With the assurance of regular payouts, a fixed annuity can offer peace of mind and financial stability in retirement.